Meet Lady Lazy

Lady Lazy is based on a real girl living in America today. Although the details of her essence may seem like utter bullshit, the facts are based on pure reality.

Quick Facts on Lady Lazy:

~Mother of a toddler
~Recently split from her ATM...I mean husband
~No job
~Lives with parents
~A bankruptcy and a foreclosure...all before her late 20s.
~Proud Republican
~Credit card debt totaling tens of thousands of dollars

Ahh yes. Lady Lazy is yet another friend of N and M...well, used to be friend. Her ridiculousness got to the point where we simply could not support her any longer. It's strange how these psuedo-friendships develop over time. Until one day when you wake up and realize this "friend" of yours represents everything you hate. Take a look at that list up there again. In the crisis our country is in today, Lady Lazy took it upon herself to rack up so many credit cards that someone with three times her income wouldn't be able to stay afloat. And then...POOF!...the bankruptcy fairy came and erased it all. Easy Peasy!

Lady Lazy had to have the best of everything. IE: the most expensive brand names that she not only didn't need, but could not afford. It's fair to say that Americans with these spending habits are responsible for the recession, in my opinion.

So ladies, remember: If you can't afford it, you probably don't need it. If you have to charge it, you definitely don't need it. And if you have to fill your house you can't afford with material things that you can't afford to feel better about yourself, get some help! Or you may end up divorced, broke, and bitter.

-M

Credit Cards are Evil!

I know it may seem like credit cards can be a semi housewife's best friend...but in my experienced and humble opinion, they can make a housewife single faster than you can say, "Charge that Louis Vuitton!"

My parents were never fans of credit cards, so I was never raised with the phrase "charge it" in my vocabulary. However, as I got older, I noticed that more and more girls, single or not, were charging everyday expenses.

For example, I have a friend who is living so beyond her means I watched her charge a Burt's Bees chapstick in a drugstore once. WTF? This wasn't because she didn't have the $3 cash on her like you may think, it was because she had to conserve her cash for other purposes and could not afford to spend it on her lips.

The bottom line is, if you can't realistically pay your credit cards off within 6 months, you should probably get your ass away from Old Navy, TGI Fridays, or any other idiotic place you are going to waste money you don't have.

We can't talk about credit cards without addressing a character who will be appearing on this blog from time to time, called Lady Lazy...

-N